The industry standard for financial transactions is being redefined. Businesses will be able to convert consumer payments into their preferred conventional currency. Their mobile application that is currently available for download is a way to buy, sell, store, track and spend with complete freedom, it gives users the ability to Buy, Sell, Store, Track and Spend with complete freedom. The XRPayNet is built on the criptom. The team of XRPayNet doesn't want to compete with any of the other players in the market. The world of peer-to-peer transactions, as well as the transformation of online and in-store payments, is what XRPayNet is focused on.