There are people in this picture Proof of Stake Time rewards investors with variable and compounding interest payments on the coins held within their wallet in return for leaving Vericoin's digital wallet open and running on their computer, a process known as "staking". There are people in this picture Transactions in VeriCoin are ten times faster than those in Bitcoin. The team claims that network transaction speeds will increase after the upcoming launch of the binary chain that pairs VeriCoin with Verium Reserve. There is a digital currency and a digital reserve in the dual Blockchain. It uses Proof-of-Stake-Time and Proof-of-Work-Time to secure and accelerate transactions.