We have developed a Decentralized peer-to-peer Currency called Okuru, which is a platform that will empower you to be in full control of your finances. The goal of X OT is to make the financial system accessible to as many people as possible. We develop new applications and support independent projects that enable new use-case and markets for XOT. X OT is used as a bridge currency for foreign transactions, Centralized & Decentralized payments, and allows people to take out small loans.