Monolith is powered by the internet of things. Monolith provides a non-custodial contract wallet. Users can load them onto their Monolith Visa card. The contract wallet is open source and non-custodial. There is a TKN is a token that gives community members a chance to participate in the success of the Monolith card. TKN is backed by a basket of ERC-20 token that people use to pay for everyday purchases. A 1% contribution is sent to the TKN Community Chest when a Monolith card user spends any other token than TKN.