There are people in this picture The borrowing protocol allows for loans with no interest to be drawn against ETH, wBTC and interest bearing assets. There are people in this picture The DeFi Franc protocol is a fork of the Liquity protocol and their stable coin LUSD. There are people in this picture At any time, the DCHF can be redeemed against the underlying collateral. There are people in this picture The Defi Franc does not suffer from a rat's tail like assets that went through coin-mixers.